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Main -> Superannuation Plan -> Termination (For Reasons Other Than Retirement -> Conditions for a Refund
A. Conditions for a Refund
(i) A teacher with at least 20 days of contributory service may apply for a refund after being absent from teaching for 4 months excluding teaching on a substitute basis. Refunds are subject to the following lock-in provisions
(ii) Lock-In Restrictions
* Less than 10 Consecutive* Years of Service
* A teacher who ceases to teach and has credit for less than 10 consecutive* years of teaching service, may apply for a refund of all contributions, plus interest. Interest is payable on all refunds
* Ten or More Consecutive* Years of Service
* Age 45 or More - A teacher who ceased teaching after January 1, 1969, and who has 10 or more consecutive* contributory years of service, and who has attained the age of 45 years, may request a refund of only those contributions made prior to 1969 together with credited interest. Consecutive years of service must consist of teaching service prior and subsequent to January 1, 1969. Remaining service is locked in.
* Less than Age 45 - A teacher who ceases to teach prior to attaining the age of 45 years and who has 10 or more consecutive* contributory years of service after January 1, 1969, may apply for a refund of only those contributions made prior to January 1, 1969, together with interest thereon. Remaining service is locked in.
* Note: For the purposes of this section, a consecutive year is one during which a minimum of 140 days of contributory service are recorded.
(iii) In Receipt of Disability Benefit
* A teacher in receipt of a disability benefit is not eligible for a refund.
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ADMINISTRATION
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FUNDS
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CONTRIBUTION RATE
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TEACHING SERVICE
* Contributory Teaching Service
* Income Continuance Plan Service
* Purchase of Service
* Service on a Part-Time Contract
* Substitute Service
* Accumulation of Partial or Substitute Service
* Qualifying Service
* Procedures
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RECIPROCAL TRANSFER AGREEMENTS
* Procedure
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ELIGIBILITY
* Retirement with an Unreduced Allowance
* Retirement with a Reduced Allowance
* Procedures
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RETIREMENT BENEFITS
* Prior to Age 65
* Age 65
* Minimum Allowance
* Procedures
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INDEXING OF ALLOWANCES
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DEFERRED ALLOWANCES
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SURVIVOR BENEFITS
* Death Before Retirement
* Death After Retirement
* Adjustment at Age 65
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TERMINATION
(For Reasons Other Than Retirement)
* Conditions for a Refund
* Amount of Refund
* Reinstatement of Refund
* Commuted Value
* Spouse of Deceased Teacher
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SUPERANNUATES WHO RETURN TO TEACHING
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PENSION DIVISION ON MARRIAGE BREAKDOWN
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VOLUNTARY CONTRIBUTIONS
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SUMMARY
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PENSION AUTHORITIES' CONTACT
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